Part of the problem is that you're preaching from your house, in your skivvies, over the internet, to a group that's 'working' like you. You have as much authority and wisdom in their eyes as The Lone Ranger.This is, unfortunately, spot on. I preach to all of our new/young employees that they should not only start a 401k, if not just for the company match, but also a personal savings account. Hardly anyone listens though
Waitin' for ETH to drop to 750$..